novelhk Page 1686
Page 1686
"That makes things easier,"
"I will make sure that all the prefectures and cities in the world have my Royal Bank as soon as possible."
...
"Cough, cough, cough!"
A burly man and a thin boy kept glancing around.
A night breeze blew by.
The thin boy coughed a few times in the cold wind.
Seeing the boy coughing badly, the burly man advised him...
"We don't know when the King of Liang will return,"
"Why don't we go back first?"
"To avoid too much night wind,"
"Your condition has worsened again."
The boy shook his head and said, "Since we're already here,"
Let's wait a little longer.
The burly man glanced at the street corner.
"King Liang just returned from his campaign yesterday,"
"Today we went to reward the troops again,"
"There might be another banquet tonight,"
"Why don't we come back tomorrow morning to wait for him?"
"We can intercept him as soon as he leaves the palace,"
"I've waited for months,"
There's no need to rush it.
The boy looked at the big man.
"Brother, do you have enough money for a hotel tonight?"
Chapter 1706 Interest
The big man was stunned.
Then, awkwardly, he said...
“We lived in Liujiadian for several months,”
"Go back and talk to the shop owner,"
"One more night,"
"Give him the rent money later,"
"It should be no problem."
The boy shook his head and said, "Brother, what a hero you are!"
"How much humiliation have I suffered for my younger brother these past few months?"
"Even my treasured sword was pawned."
"How can we let my brother suffer that filthy scoundrel's wrath again?"
"Those kinds of people only recognize money and valuables."
"We ran out of rent money a few days ago,"
"How many times have they chased us away?"
"If we go back now, he'll definitely make fun of us."
"They might not even let us stay."
"Rather than go there and suffer his mistreatment,"
"It's better to be out in the wind here."
The burly man looked at the boy and said this.
It was not a good idea to try to persuade them further.
They could only shake their heads in disappointment.
Just a few months ago, they were so successful.
I never imagined I'd end up like this.
The boy looked at the big man,
But I was filled with gratitude.
His older brother came from a wealthy family.
But in the past few months, she pawned her precious sword for him.
Go work as a porter at the docks.
In order to get a doctor for him,
Cut back on food and clothing,
The clothes I was wearing were worn out from carrying things.
Now he's wearing a tattered vest.
Poor people often dress like this in the summer.
But it's already August now.
Mid-Autumn Festival is just around the corner.
The weather has already turned cool.
There are hardly any people dressed like that in the entire city of Tokyo.
The two were not originally brothers.
However, in the past few months, the big man has treated the boy like a brother.
He then changed his tune.
Even those who didn't know the situation thought the two should be brothers.
Zhao Yuan and Ren Jinnu ignited two battles at the money exchange.
We chatted for a while longer in the office.
When issuing the ticket number,
It was already dark.
Ren Jinnu nestled in Zhao Yuan's arms.
"The profits of the money exchange have made many people envious,"
“A few days ago, someone came through my father to inquire about opening a bank account.”
"I said we'd give them a reply when the Prince of Liang returned,"
"What does the King of Liang think?"
Zhao Yuan laughed and said, "Sure."
"This is their freedom,"
"But it cannot accept deposits from ordinary people,"
"Otherwise, something will happen to them,"
"The people's hard-earned money has gone down the drain."
Ren Jinnu gently patted Zhao Yuan and smiled.
"Is King Liang good or bad?"
"They're only interested in attracting people's savings,"
"Otherwise, why bother with a bank account?"
"Why not just lend the money directly?"
"The imperial court may not prohibit private lending."
When Zhao Yuan first opened his bank,
I have also learned about the laws and regulations of past dynasties.
All dynasties permitted private lending.
However, there are restrictions on the interest rate.
In the early Tang Dynasty, the court stipulated that monthly interest rates should not exceed six percent.
That is, 6%.
At the end of the Tang Dynasty, interest rates were further restricted.
The monthly interest rate has been changed to no more than 4%.
The Song Dynasty followed the regulations established at the end of the Tang Dynasty.
The monthly interest rate shall not exceed four percent.
Of course, these are all laws and regulations of the imperial court.
Usury remains rampant in the private sector.
Because most people borrow money in emergencies.
There isn't much room for negotiation.
Zhao Yuan said in a very serious tone,
"It's not that I'm bad,"
Even if I agreed,
"The imperial court will not agree either."
Ren Jinnu laughed and said, "Even if the imperial court agrees,"
"You wouldn't agree to that either, would you?"
Zhao Yuan smiled and said, "Clever,"
“This is royal business,”
"How can we let them interfere?"
"Moreover, we have already exempted the entire country from agricultural taxes and corvée labor,"
"We can't expect the royal family to starve themselves and govern the country for them."
Chapter 1707 Water and Boat
Ren Jinnu hesitated for a moment, then mustered her courage and said,
"Who are they? Doesn't this land belong to the royal family?"
Zhao Yuan laughed and said, "No."
"This world belongs to everyone."
"The emperor was merely helping them maintain order."
"If the emperor does a good job,"